Little Known Opportunity for Retirees

Inflation is the #1 killer of fixed income portfolios.

Yet, precious metals like gold and silver provide the antidote for inflation that just may be the key to living well as you live longer.

Did you know that was an option for self-directed Individual Retirement Accounts (IRA)? You can include precious metals like gold, silver, platinum and palladium in an IRA! We have been assisting clients in making it a reality since the IRS code first started to allow it in 1986.

And there's a unique opportunity brewing that allows investors to simultaneously take advantage of the benefits of owning precious metals in your IRA, the anticipated surge in the commodities market over the next few years, and one of the most cost-effective ways to own and store precious metals...

Alternative Assets in Your IRA
The Internal Revenue Code allows IRAs to own certain gold, silver, platinum and palladium bullion (coins and bars) so long as they meet the London Bullion Market Association (LBMA) minimum standards of fineness. In general, precious metal bullion and coins that are 99.9% pure or better are eligible for IRA investment, but we can help guide you when it comes time to make your purchase.

Precious metals are perfect for an IRA because they are for long term investing and so is your retirement plan.

But, you must have a self-directed account that follows carefully controlled IRS rules and restrictions. Specifically, your precious metals cannot be held by you directly; they must be held through an IRA administrator in an approved depository.

Another great IRA alternative is the Perth Mint Certificate which can be placed in your existing self-directed IRA if you have one. ASI has been working with several trustees/administrators for decades in this regard. Your gold, silver or platinum is held offshore in Perth, Western Australia and is guaranteed for safety by the Government of Western Australia and is fully insured at full market value at all times… at their expense. The Perth Mint Certificate Program is one of the best kept secrets for precious metals investors wishing to store their metals in a depository. That's where the unique opportunity we mentioned above comes in...

Little Known Opportunity for Retirees
Gold saw gains of 27% in 2024, and has already gained 11% so far in 2025. The bull market is well underway. And where gold goes, silver follows, and then tends to surpass gold explosively. In the last bull market gold rose 650% by the peak, but silver maxed out at 1,000% gains from the lows. Gold is an essential store of value in every investor's portfolio, but we see even more profit potential in its sibling, silver.

Silver saw slightly more modest gains of 21% last year, and it is also continuing to increase in 2025. However, this is only a taste of what analysts predict as upside potential for silver over the coming years.

If historic patterns repeat, many predict silver will see target spot prices of $90-100 an ounce before this bull market is over. Currently at $32-33 an ounce and continuing to gain, there is a real opportunity to capitalize on this positive trend in silver before spot prices fully take off to the upside.

To make the most of silver's upward trajectory, we see incredible potential in buying silver at current prices with the lowest possible premiums and storing it in a Roth IRA. How can you make sure the premiums you pay are the best option available? Buy silver in a Perth Mint Certificate, which offers a consistently low 2.25% premium and NO Ongoing Storage Fees if your silver is unallocated. 

The final component is storing it specifically in a ROTH IRA. Roth IRA contributions are after tax dollars. Consider also that adding precious metals to a Roth IRA will carry additional benefits since you won’t have to pay taxes on the gains. Your Roth contribution, so long as it is in your qualified account for 5 years or more, is distributed tax-free… including the growth. There is no RMD requirement. However, there are limits and eligibility rules based on your modified adjusted gross income, which also vary depending on tax-filing status.

This retirement investment strategy allows you to take advantage of all of the benefits of the Perth Mint Certificate Program, of holding precious metal in a Roth IRA as a store of value, AND the vast upside potential of silver in today's bull market. Give us a call at 1-800-831-0007 to start the process.

2025 IRA Contributions
Tax Day is coming in April and spot prices should continue to climb, so don't delay. 

Individual and corporate tax returns must be filed for the 2024 tax year by April 15, 2025. You MUST make your 2024 contribution by that date, but you can also make your 2025 contribution at the same time, if you wish. 

Next Steps
Give us a call at 1-800-831-0007 or email us to discuss your precious metals IRA options. Since precious metals have been allowed in IRAs in 1986, we have been assisting clients with making sure their metals are working to protect their wealth long into retirement. We mean it when we say Keep What's Yours.

*Asset Strategies International is neither a financial advisor nor a tax advisor. Consult your CPA or Tax Attorney today before making any decision.