Your portfolio is facing challenges from depreciating asset values.
The U.S. dollar is weakening.
Inflation has been persistent.
Markets are volatile.
So how do you prepare for retirement in this environment?
Here’s some good news—you have more choices than you might think! You can include precious metals like gold, silver, platinum, and palladium in your Individual Retirement Account (IRA).
Did you know self-directed IRAs allow for this flexibility? We’ve been helping clients take advantage of this option since it first became possible over 30 years ago.
In today’s unpredictable financial climate, preserving and growing your retirement portfolio requires a strategy anchored in resilience. Precious metals—such as gold and silver—offer proven protection against inflation, currency depreciation, and heightened market volatility.
By integrating these alternative assets into your Individual Retirement Account (IRA), you gain critical diversification and reduce exposure to systemic risks that can threaten traditional asset classes.
Physical metals are not subject to the same market forces as equities or fixed income, making them an effective hedge during periods of uncertainty. Each product—whether American Eagle gold coins, eligible silver bars, or offshore-backed programs like the Perth Mint Certificate—meets strict regulatory standards and is stored with authorized custodians, ensuring compliance and security.
Asset Strategies International leverages decades of expertise to guide clients through every phase of the precious metals IRA process. Our commitment to regulatory transparency, market insight, and individualized solutions means your retirement portfolio benefits from a robust layer of wealth protection.
For those seeking to safeguard their nest egg and capitalize on global trends, precious metals remain a cornerstone of a resilient retirement plan. Here are a few things to keep in mind if you plan on holding gold and silver in an IRA...
Which Alternative Assets Can Fit in Your IRA
IRS regulations stipulate that IRA-owned precious metals must be held by an authorized administrator and depository; personal possession is not eligible.
According to the Internal Revenue Code, IRAs can hold specific forms of gold, silver, platinum, and palladium bullion—both coins and bars—that meet or surpass the London Bullion Market Association (LBMA) standards of fineness, typically .999 or higher.
An additional alternative is the Perth Mint Certificate Program, which can be integrated into a self-directed IRA. This program ensures your gold, silver, or platinum is securely stored offshore in Western Australia, backed by a government guarantee and fully insured to current market value. Asset Strategies International has substantial experience collaborating with reputable administrators to seamlessly incorporate this program as part of your retirement strategy.
Ultimately, adhering to these regulations and approved storage protocols is essential for maintaining your IRA’s tax-advantaged status and security. By leveraging compliant solutions, you can confidently diversify your retirement portfolio and safeguard your wealth amid evolving market conditions.
Precious Metals in Your IRA 2025
Individual and corporate tax returns for the 2025 tax year are due by April 15, 2026.
To make the most of your retirement planning, be sure to complete your 2025 IRA contributions by this deadline. That includes the acquisition of precious metals, which need to be sent to an IRA trustee administrator. If you’d like, you can also get ahead by making your 2026 contribution at the same time.
For each calendar year, your combined contributions to Traditional and Roth IRAs are limited to $7,000 if you’re under age 50, or $8,000 if you’re 50 or older.
There’s no annual income cap for Traditional IRA contributions, and these amounts are generally tax-deductible for the year in which you contribute.
Planning your contributions this way helps maximize your available room—potentially across several years. This strategy is especially effective for those anticipating higher income in the near future.
Asset Strategies International offers expert guidance on eligible metals and will facilitate your acquisition process. To explore your precious metals IRA opportunities in greater detail, please contact us at 1-800-831-0007 or by email.
P.S. As year-end approaches, significant deadlines such as RMDs are near, and timely planning is vital to maintaining compliance. We are committed to providing expert support at every stage of the process. Call us! December will be here before you know it!
*Asset Strategies International does not provide financial or tax advice. Please consult your CPA or Tax Attorney before making any investment decisions.