Do You Owe More on Credit Cards Than You Have Saved for Retirement?

Then you might be like nearly 40% of Americans.

According to the new Ramsey Solutions State of Personal Finance report, nearly 40% of Americans carry a higher credit card balance than they have saved for retirement. In addition, over 60% of Americans feel that they are not making meaningful progress on their retirement goals.

Want to ensure that this isn’t you? Make precious metals part of your retirement plan.

Precious metals are perfect for a retirement portfolio because they function best for meeting long term investing goals.

Precious metals are an excellent option for investors looking to balance out their retirement portfolio with a safe haven asset that historically performs well in times of inflation, dollar volatility, and geopolitical uncertainty. Now and always, owning gold and precious metals is one of the best hedges against unprecedented inflation.

If you want to preserve your purchasing power into retirement, a self-directed individual retirement account (IRA) that allows precious metals offers unmatched potential for diversification. You can hold physical precious metal in traditional, SEP, Simple, and Roth IRAs, as long as the IRA trustee administrator allows you to invest for retirement using gold, silver, platinum, and palladium.

Precious metals IRAs come with the same tax advantages and annual contribution limits that traditional IRAs do. Your money will be able to grow tax-deferred until you start taking the required withdrawals during retirement. Gold typically doesn’t have high correlations with traditional assets such as stocks, so having a small amount of your portfolio in gold-- roughly 10% --offers huge diversification benefits.

Keep your purchasing power glowing well into your golden years with a precious metals IRA.

Are Gold IRAs Trustworthy?
Yes, however, there have been some news stories over the past few years about phony Gold IRA scams. They convince you to transfer your money, and then steal it. 

Unscrupulous actors like this have been taking advantage of the fact that investors new to owning precious metals are not as familiar with the best legitimate options for owning precious metals. As the precious metals bull market continues to heat up, scammers like this come out of the woodwork.

So, if you want to open a precious metals IRA, how do you figure out which companies can be trusted to protect your purchasing power into retirement?

No gold dealer is fit to give financial advice or guarantee the performance of any bullion product or coin. Any dealer who makes promises that sound too good to be true should be avoided. Buy your bullion from a gold dealer with a long-lasting, solid reputation, and get your financial advice from a Certified Financial Planner with a fiduciary responsibility to work in your best interest.

Asset Strategies International has been helping clients to include precious metals as part of a diverse retirement portfolio since the IRS code first allowed it in 1986. Our track record of over 40 years in business is unimpeachable, and we are here to help you navigate buying precious metals. We take the time to educate our clients on all the options available and work with a variety of IRA trustee administrators.

Perth Mint Certificates in an IRA
You want to make sure that your precious metals IRA custodian is actually buying gold and silver for you and storing it at a respected depository. The custodian should provide you with certification of your physical gold purchase and proof that it is being stored properly at an insured depository.

One of the best ways to do this is with the Perth Mint Certificate Program. The Perth Mint offers the very best options for buying and storing physical gold, silver, and platinum at unbeatable premiums, just as they have for 125 years. The depository service stores more than AUD $6 billion (USD $4 billion) worth of precious metals, and a number of IRA trustee administrators allow Perth Mint Certificates to be held in an IRA.

Back in 1997, ASI and The Perth Mint teamed up to create the groundbreaking Perth Mint Certificate Program (PMCP) with the goal of streamlining how customers invest in gold, silver, and platinum and making it more affordable than ever with the world’s only government-guaranteed precious metals investment and storage solution.

The Perth Mint Certificate Program offers clients the peace of mind to invest and store gold, silver, and platinum with multiple options fully backed by physical metal, all under the unique S&P AAA-rated government guarantee for both personal and IRA funds. For over 40 years, ASI’s client representatives have been happy to help investors like yourself in buying and selling precious metals.

Since 2001, Perth Mint Certificates have been an option for IRAs, and since 2000, gold has actually outperformed standard "paper" investment assets like stocks! With the always low premiums, options for free storage, and unique government guarantee, the Perth Mint Certificate or “gold you can fold” is unmatched for precious metals ownership.

When considering all the options for holding precious metals in a self-directed IRA, make Perth Mint Certificates your first priority. Call 1-800-831-0007 to get started making meaningful progress towards your retirement goals.